WHAT IS MY COST FOR VISION BENEFITS?
Your share of the cost will depend on the services you receive and whether you obtain them from a VSP Network Provider or a non-network provider.
VSP Network Provider
Services from a Network Provider are subject to a $15.00 deductible. The vision examination is paid in full thereafter. Eyeglass lenses are paid in full excluding any extra cosmetic lens services. An eyeglass frame allowance up to a $37 wholesale value is covered. For frames with a higher wholesale cost, you will be responsible for no more than double the wholesale difference. An allowance of $100 is provided for cosmetic contact lenses in lieu of eyeglasses. Medically-necessary contact lenses are paid in full. You will be responsible to pay the provider for the deductible, any extras and any amount over Plan allowances. The Network Provider will submit a claim to and be paid by VSP for the covered services.
Non-network vision provider
There is no deductible for services received from a non-network provider. You will be responsible for paying the non-network provider for all services. You will need to submit an itemized statement of the amounts you paid to VSP. You will be reimbursed up to a maximum per service. Refer to the Plan Document/Summary.
HOW FREQUENTLY CAN I OBTAIN VISION BENEFITS?
You may obtain vision benefits as frequently as follows:
Vision Examination – Once every calendar year
Eyeglasses (Lenses and Frame) – Once every calendar year
Contact Lenses (in lieu of eyeglasses) – Once every calendar year
IF I AM ELIGIBLE, THEN HOW CAN I OBTAIN VISION BENEFITS?
You can obtain vision benefits from a VSP Network Provider or a non-network provider. Call VSP at 303-426-0218 (Denver area) or 1-888-750-8276 (toll free) for a list of Network Providers in your area and to verify your eligibility. Then, make an appointment with your vision provider to obtain your vision services.
AM I ELIGIBLE FOR VISION BENEFITS?
Vision benefits are optional on an employer-by-employer basis. If your employer elected to provide vision benefits, then you are eligible for them. Please check with your employer to verify if you have this coverage.
